Personal Loans

Winnebago Community Credit Union is here to help make your dreams come true with personal loans to get you the funds you need. We offer:

• LOW INTEREST RATES. With low fixed rates and short terms, personal loans can be a lower-cost alternative to a credit card.
• FUNDS FOR THE UNEXPECTED. Unexpected expenses can have a negative impact on your personal finances. We can help.
• QUICK AND EASY APPROVAL PROCESS. It only takes minutes to apply for a personal loan online.

Unsecured Loans

Generally, loan rates are lower when a loan is secured with an auto, boat, home, etc. But, if that is not possible we may still be able to help you out. You’ll receive:

• Competitive interest rates
• Flexible terms
• No prepayment penalties
• Quick, easy approvals, and decisions made locally
• Loan payment protection

Kwik Cash Loan

• This is an unsecured open line of credit with limits up to $5,000.
• Can be used as overdraft protection
• No extra paperwork to sign at the time advances are taken
• No monthly service fee or prepayment penalty
• The minimum monthly payment is the greater of $25 or $5.00 for each $100 of the Principal loan balance at the most recent advance
• Subject to approval