Checking Accounts
FREE Checking - NO Monthly Fee
Tired of FEE checking? FREE Checking is alive and well at WinCU! No minimum balance, No strings, and No gimmicks. PLUS, this Free Checking comes with everything you expect and a few extras!
Dividend Checking - Earns Interest
This interest-bearing account is perfect for members who would like to carry a larger balance. All the features of Free Checking with an added kick…interest! ($3 monthly fee for balances under $1,000 minimum).
Checking Account Features:
- FREE Online and Mobile Banking – Easy 24/7 access from your computer, tablet, or mobile device.
- FREE Online and Mobile Bill Pay – Paying bills is a breeze, pay anyone and never write a check!
- Free Mobile Check Deposit – Simply deposit checks directly into your account using your smartphone or tablet's WCCU app.
- FREE VISA® Debit Card – As convenient as a credit card, using funds from your checking account.
- FREE Electronic Account Alerts – Set up email or text alerts for account balance, loan payments, check clearing, and more.
- FREE E-statements – Instead of waiting for the mail, receive your statements fast and securely within Online Banking.
- FREE ATMs – Alliance One and Shazam networks provide thousands of no-fee ATMs.
- FREE Credit Score by Savvy Money – Access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score.
- Overdraft Protection – Plans available.
If you have a scheduled appointment, this is a document checklist to help you gather and prepare for it.
We've made switching your checking account easy with our quick and simple Switch Checklist. This "Kit" is an informative document to help walk you through the steps of bringing your checking account to WinCU, simply click below.