Practical Tips to Keep You Safe

We live in a digital world, so keeping your personal information secure and understanding the tools fraudsters use to commit crimes is critical.

Cyber Monday, the Monday after Thanksgiving, begins a surge of online purchasing activity and with it risks from online criminals. Protect yourself this holiday with these online shopping tips for the U.S. Cyber Security Task Force:

Use a credit card – There are laws to limit your liability for fraudulent credit card charges. To further limit your risks, consider using a single credit card, like your low-rate WCCU Visa, for all of online purchases.

Shopping apps carry risks – generally, there is no legal limit on your liability for money stored in a shopping app (or on a gift card).

Be wary of emails requesting information – Attackers send emails phishing for purchase confirmations or account information during the holidays.