GAP has your vehicle covered should you have an accident

The need for Guaranteed Asset Protection (GAP) for most vehicle borrowers can be summed up in one word “depreciation”. Just driving off in your new vehicle creates depreciation resulting in a gap between the value of your vehicle and your new loan amount up to 125% LTV. GAP protects you should your vehicle get totaled and pays – what could be a substantial difference – between your loan amount and your insurance award. It is offered as protection on your financed vehicle to enhance, rather than replace, your standard insurance coverage. It also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased with Winnebago Community.

To thank you for purchasing GAP or DPW, we will provide you with the Auto Advantage Program, which includes the Auto Deductible Reimbursement (ADR) benefit. The Auto Deductible Reimbursement will pay up to five hundred dollars ($500) per Loss (UNLIMITED losses per year) when a loss is filed and paid by the auto insurance company for a Covered Auto the member owns or leases evidenced by the title, registration, or loan document, and insures under an Auto Insurance Policy designating the member as the named insured. So when you bring your auto loan to Winnebago Community, you not only get the best loan rate, but you will also get a great deal on GAP or DPW

Vehicle Extended Warranty Offers Peace of Mind

Be ready for the unexpected and ensure you're covered in the event a mechanical breakdown occurs. Mechanical Breakdown Protection Plans are available for both new and used vehicles and coverage is transferable if you sell your vehicle before your agreement expires, providing added resale value. Inclusive benefits:

• Zero Deductible
• National Coverage
• 30 Day Money-Back Guarantee
• Transferable
• 24/7/365 Emergency Roadside Service
• Trip Interruption
• Direct Claim Payments Via VISA/Mastercard

Our extended warranty plans provide peace of mind for vehicle buyers at a lower cost than most dealer plans. Plus, no matter where you travel in the US, you'll be protected against major mechanical expenses, and there's NO DEDUCTIBLE on covered parts or labor. Coverage includes Rental Car Allowance and 24 hour/7 days a-week Emergency Roadside Services:

• Towing
• Flat Tire Assistance
• Battery Jump Starting
• Lock-out Service
• Minor Adjustments

Let us save you money and provide additional peace of mind the next time you purchase a vehicle with an extended warranty through Winnebago Community. Contact one of our lenders at 920.233.9096 to get started today.

Depreciation Protection

Depreciation Protection (DPW) kicks in if your vehicle is ever totaled or stolen and not recovered at any time over the life of the loan. It may waive some or all of your loan balance in the event of the total loss of your vehicle. New or used, depreciation impacts nearly every vehicle on the road today. DPW helps protect the "positive equity" of your auto, compared to the "negative equity" protected by Guaranteed Asset Protection (GAP).

Get a Quote